Best AI mobile phone under 20000: Oneplus Nord CE4 lite, Redmi Note 13 and more

For those in search of the best AI mobile phone under Rs.20000 in the year 2025, the good news for you is that now many brands come with advanced AI features even on this budget. These AI mobile phones can make everything smarter with artificial intelligence. From photography to productivity, so your everyday life is easier and more efficient. Below are the Best AI mobile phone under 20000. Know their AI specialities and who should buy these  AI mobile phones.

Best AI mobile phone under 20000

OPPO K13

The OPPO K13 is one of the most AI- featurisitic phones and Best AI mobile phone under 20000 that one can get for the price. Its AI Eraser 2.0, AI Unblur, and AI Clarity Enhancer features make editing photos a piece of cake as it allows you to remove undesired objects, make images sharper, and increase clarity with a mere tap. For productivity, the phone has AI Summary, AI Speak, AI Writer, and AI Notes that can help you summarise a document, speech to text conversion, or content for emails and social media posts being automatically written. Smart Sidebar has AI Screen Translate for instant text translation on your screen, whereas the phone supports Google Gemini and Circle to Search for generative AI tasks.

• OPPO K13 is the most suitable for users who would like to have a smart phone both in photography and productivity.

OnePlus Nord CE4 Lite 5G

Another good Best AI mobile phone under 20000 is the OnePlus Nord CE4 Lite 5G, especially for those who want AI making everyday lives easier. Its AI Speak is capable of letting you listen to text, and the AI Summary offers you summarising long articles into the most vital points. The AI Writer is wonderful for composing short messages or posts, and the AI Smart Cutout tool makes editing of photos easy by separating subjects from the backgrounds. The phone also has an AI Battery Health Engine that learns about your charging habits and is able to lengthen the battery life the longer you use it. 

• If you are looking for a phone which uses AI in enhancing your productivity as well as the lifespan of your battery then the Nord CE4 Lite 5G is a smart decision.

OPPO F27 5G

For users who are looking to get an AI experience of a flagship phone without spending a fortune, the OPPO F27 5G is a good option for Best AI mobile phone under 20000. It has an AI tool box with writing, speaking and summarising tools, and can even summarise audio recordings of lectures into main points- great for students and professionals. OPPOs AI Eraser 2.0 and AI Portrait Retouching can help you edit photos with ease, you can utilise the Oppo AI Studio to make stylised portraits. Image editing and network connection benefits further from AI Smart Image Matting 2.0 and AI LinkBoost.

• OPPO F27 5G is a great choice when it comes to advanced AI for both text and images and better connectivity.

Redmi Note 14 5G

When it comes to photography, Redmi Note 14 5G is a camera powerhouse because it is equipped with the 108MP AI camera system that uses artificial intelligence for scene sensing, portrait enhancement, and night photography. Its AI aspects include RAW domain algorithms for fantastic low-light shots, AI beauty for portrait shots and dual anti-shake (UIS, EIS) for steadily recorded videos.

• The phone also offers AI-powered sky editing and photo organization, making it a great pick for photography lovers who want to capture and edit amazing shots on the go.

Redmi Note 13 5G

AI is used not only for camera performance but system performance of Redmi Note 13 5G. It has AI scene detection and portrait enhancement, which automatically optimises camera settings for the best results. The phone also has an AI power saving which learns your usage habit and optimises battery life. 

• Redmi Note 13 5G is a dependable and cheap option, if you are looking for a smarter phone, which gets smarter the more you use it.

Amazon prices for Best AI mobile phone under 20000

In summary, these AI-powered phones under Rs. 20,000 prove you don’t have to spend a fortune to get smart features. Whether you want advanced photo editing, productivity tools, or a phone that learns and adapts to your needs, these models offer excellent value and a truly intelligent smartphone experience.

Disclaimer: The information regarding the gadgets/devices listed in the table and article has been sourced from various secondary sources. For detailed product specifications, please refer to the brand sources.